Calculate portfolio growth, compare strategies, and analyze investment returns with projections
Calculate Investment Returns
Investment Projection
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Future Value
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Total Return
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Annualized Return
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Real Return (After Inflation)
Total Invested
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Principal amount
Investment Gains
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Total profit
CAGR
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Compound Annual Growth Rate
Investment Strategy Comparison
Portfolio Analysis
Investment Strategies
Lump Sum Investing
Investing a large amount at once. Historically outperforms dollar cost averaging about 2/3 of the time due to market exposure.
Dollar Cost Averaging
Investing fixed amounts regularly. Reduces risk and emotional investing, perfect for beginners and consistent savers.
Portfolio Diversification
Spread investments across different assets (stocks, bonds, cash) to manage risk and optimize returns based on your goals.
Frequently Asked Questions
What is compound interest?
Compound interest is earning returns on both your initial investment and the accumulated returns from previous periods. This creates exponential growth over time.
What's a good annual return?
Historical S&P 500 average is ~10% annually. Conservative portfolios might target 4-6%, while aggressive ones aim for 8-12%. Consider inflation in your targets.
Should I invest lump sum or regularly?
Lump sum investing typically provides better long-term returns, but dollar cost averaging reduces risk and emotional stress. Choose based on your risk tolerance.