Investment Return Calculator

Calculate portfolio growth, compare strategies, and analyze investment returns with projections

Calculate Investment Returns

Conservative: 4-6%, Moderate: 7-9%, Aggressive: 10-12%+
Stocks 60%
Bonds 30%
Cash 10%
Other 0%

Investment Strategy Comparison

Portfolio Analysis

Investment Strategies

Lump Sum Investing
Investing a large amount at once. Historically outperforms dollar cost averaging about 2/3 of the time due to market exposure.
Dollar Cost Averaging
Investing fixed amounts regularly. Reduces risk and emotional investing, perfect for beginners and consistent savers.
Portfolio Diversification
Spread investments across different assets (stocks, bonds, cash) to manage risk and optimize returns based on your goals.

Frequently Asked Questions

What is compound interest?
Compound interest is earning returns on both your initial investment and the accumulated returns from previous periods. This creates exponential growth over time.
What's a good annual return?
Historical S&P 500 average is ~10% annually. Conservative portfolios might target 4-6%, while aggressive ones aim for 8-12%. Consider inflation in your targets.
Should I invest lump sum or regularly?
Lump sum investing typically provides better long-term returns, but dollar cost averaging reduces risk and emotional stress. Choose based on your risk tolerance.

Saved Calculations

Sample Investment
$10,000 at 8% for 10 years

Share This Tool

Related Tools

Compound Interest Calculator
Loan Calculator
EMI Calculator
Mortgage Calculator
View All Finance-tools Tools

User Reviews

5.0
1 review
  • 5★1
  • 4★0
  • 3★0
  • 2★0
  • 1★0
Write a review
Your rating *

Your email is never published. Reviews are moderated, and links aren't allowed.

What users are saying